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Bank Statement Analyzer reads a PDF bank statement and writes up what happened in it: total income, total expenses, the largest transactions, spending by category and anything that looks unusual. It saves adding up a month of payments by hand.

How to use the Bank Statement Analyzer

Download your statement from online banking as a PDF. Drop it on the page, or choose it from Google Drive, Dropbox or OneDrive. Press Analyze statement. The analysis appears in clear sections on the page. Copy it, or download it as a .txt or .md file for your records.

When to use the Bank Statement Analyzer

A couple checks where their money went in a month before setting a household budget. A freelancer gets income and expense totals ready for a meeting with an accountant. A small shop owner looks for repeated charges that might be a forgotten subscription.

What the analysis covers

You get total money in and money out, the biggest single payments and receipts, spending grouped into categories such as groceries, fuel or rent, and a note on anything that stands out, such as an unusually large withdrawal. The statement needs selectable text; a scanned or photographed statement must go through OCR PDF first.

Frequently asked questions

What does the Bank Statement Analyzer show?
Total income, total expenses, the largest transactions, spending categories and any unusual activity, written as a short report.
Which banks does the Bank Statement Analyzer work with?
Any bank whose statement PDF contains real text, which covers most statements downloaded from online banking.
Can I get the transactions as a spreadsheet?
Yes. Use Bank Statement to Excel to get every transaction as a row in an .xlsx file.
My statement is a photo. Will it work?
Run it through OCR PDF first to turn the picture into text, then analyse the new file.
Can I analyse several months at once?
Analyse one statement at a time, then compare the reports. Merge PDF can join short statements into one file first.
Is this financial advice?
No. It organises the figures on your statement. Talk to an accountant or adviser for decisions about loans, tax or investments.